Credit cards are special payment gadgets that are used for paying of bills and the purchase of goods and services. Although these special gadgets have saved so many people from the problem of carrying large amounts of money, the main problem associated with credit cards is that most people find it difficult to control their
Bankruptcy is not a financial plan, which you should take lightly. No matter what you read online, or how comfortable you become with the idea of it, bankruptcy is a serious step to take for your finances. Chapter 7 bankruptcy, the type most commonly filed for individuals, stays on your credit report for ten years.